FAQS

You’ve Got Questions - We’ve Got Answers

We’ve compiled some of the most common questions we receive about our Insurance Agency and the industry below. Feel free to contact us with any other inquiries you may have or if you still need further help.

DO YOU OFFER FREE CONSULTATIONS TO NEW CUSTOMERS?

We offer consultations with anyone who is interested in discussing their insurance. If you are in college renting an apartment, we can discuss your renters insurance with you. If you are an established family and want to understand why you need an umbrella policy to protect your family, please give us a call. If you are a business (large or small) and want to understand the importance of your coverage, or are just looking for more reliable service, please reach out to us.

We love what we do and we want to make you feel comfortable about the coverage you pay for.

HOW DO I MAKE SURE I’M NOT OVER-INSURED?

This can be a very challenging question to answer, which is why we get it so frequently. Do you NEED so much liability coverage? Do you NEED such a high amount of dwelling coverage on your home? Do you NEED the deductible limits you currently have?

We are experienced in assessing large and small risks and helping our clients feel more comfortable with the coverage they have. Insurance is all about risk.

Do you know how much of a risk you should take?

WHY DO I NEED TO BUY INSURANCE?

Sometimes it's required by law or by a lending company to protect their interest in your assets. When it isn't, do you still need to buy insurance? If you can't think of a reason why it might be important then it might be time for a conversation with one of our licensed brokers.

We can help you get set up with as much or as little insurance as you'd like, but at the very least you'll understand the risk you're taking on by not having anything.